The Portfolio page is your complete ledger of every asset you hold. It lists each position with its current value, share count, and performance so you can confirm everything is accounted for.
Dividend Safety Score
Next to each individual equity in your portfolio you will see a color-coded Dividend Safety Score — a 0–100 rating of how sustainable a company's dividend looks based on its fundamentals. The score is available on Plus and above.
What goes into the score
Four core fundamentals are weighed to produce the rating:
- Payout ratio — the share of earnings paid out as dividends. Lower generally leaves more earnings cushion; very high ratios signal the dividend could be at risk if earnings slip.
- Free cash flow coverage — whether actual cash generated by the business comfortably covers the dividend. This is often a better check than reported earnings.
- Debt-to-equity — how leveraged the balance sheet is. Heavy debt loads make dividends more vulnerable when rates rise or earnings fall.
- Dividend growth history — the track record of raises, freezes, or cuts. A long streak of growing payouts is rewarded.
How to read the badge
The score maps to five color-coded bands:
- 85–100 · Very Strong — strong coverage across all factors.
- 70–84 · Strong — healthy fundamentals with minor weak spots.
- 55–69 · Borderline — watch closely; some stress in one or more metrics.
- 35–54 · Weak — meaningful risk of a cut or freeze.
- 0–34 · Very Weak — elevated risk; dividend is likely stressed.
Positions marked N/A are typically ETFs, mutual funds, or closed-end funds — our current model scores individual equities, where company fundamentals are the right signal. Scores refresh automatically and are generally no more than a week old.
Safety scores are informational estimates based on past performance — not financial, investment, or other professional advice. Past performance does not guarantee future results, and these scores are not predictions of any outcome. Always do your own research and consult a licensed financial advisor or other qualified professional before making portfolio decisions. All investing involves risk, including the possible loss of principal.