Dividend Income Calculator
See how much income your dividend portfolio could produce. Enter what you have, what you add, and your yield — and watch the annual income grow year by year. Free, no sign-up.
Your plan
Future value
$422,318
Annual dividend income
$16,893
$1,408/mo at year 20
Total invested
$145,000
Dividends collected
$141,378
| Year | Portfolio value | Annual income |
|---|---|---|
| 1 | $33,530 | $1,341 |
| 2 | $42,755 | $1,710 |
| 3 | $52,734 | $2,109 |
| 4 | $63,526 | $2,541 |
| 5 | $75,200 | $3,008 |
| 6 | $87,826 | $3,513 |
| 7 | $101,482 | $4,059 |
| 8 | $116,252 | $4,650 |
| 9 | $132,228 | $5,289 |
| 10 | $149,507 | $5,980 |
| 11 | $168,197 | $6,728 |
| 12 | $188,411 | $7,536 |
| 13 | $210,275 | $8,411 |
| 14 | $233,923 | $9,357 |
| 15 | $259,501 | $10,380 |
| 16 | $287,166 | $11,487 |
| 17 | $317,088 | $12,684 |
| 18 | $349,452 | $13,978 |
| 19 | $384,457 | $15,378 |
| 20 | $422,318 | $16,893 |
Estimates only; not financial advice. Assumes a constant yield and growth rate, which real markets won't deliver.
How the dividend income calculator works
Your dividend income each year is roughly your portfolio value times its yield. As you add contributions, prices appreciate, and dividends grow (and reinvest), that base gets bigger — so the income compounds. This calculator runs that projection forward so you can see the annual dividend income at any point in your time horizon.
What moves the number most
- Your contributions. Regular investing is the biggest lever early on.
- Yield. A higher yield pays more now — but chase it carefully; an unusually high yield can signal a coming cut.
- Dividend growth and reinvestment. Reinvesting (DRIP) and holding companies that raise payouts is what turns a flat income stream into a rising one.
- Time. Compounding rewards patience; the last years of a long horizon add the most.
A realistic plan blends them. To pressure-test a specific reinvestment strategy, use the dividend reinvestment (DRIP) calculator, and to find the income level that replaces your salary, try the FIRE calculator.
Track your real dividend income with YieldLens
Connect your portfolio to see your actual projected income, dividend calendar, and safety scores — free for up to 15 holdings.
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